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The personal & professional life and homemaking blog of Debi Gutierrez… wife, mommy, writer, food maker, fun haver & professional funnylady.

 


Wait! I Spend How Much On Gasoline Per Year?!

GasolineGasoline prices are going up and there is no outlook of it coming back down. Today on local news channel, KTLA, it was reported that the average driver in California is paying 3,000 dollars a year in gas.  I thought my monthly budget was high–and it is, but I never thought to figure out the annual cost of gasoline. (Is ignorance bliss?) I wanted to check my figures and plan for this impact on my future living expenses so here we go…

My husband spends $400 dollars a month and I spend around $240 dollars a month, excluding business travel which varies.  So let’s look at just the personal budget for now, 640.00 a month which equals: drum roll, wait, cancel the drum roll, I can’t afford it! It equals $7,680 a year!! $7,680 a year fellow travelers!! That does not include weekends, vacations, or trips out of the ordinary.   I’m sure if we add those factors in, our budget must be around 8,000 dollars!

There are a few things I can do to save some money on gas, not many, but every little bit helps!

  1. Install an app or give a kid the duty of scouting the best gas prices.  If you find a great price, text it to friends and family. They would appreciate the heads up..
  2. Pay cash. We only use cash for gas.  We have envelopes set apart for cash only expenses.    Most gas stations charge an extra .35-.45 cents per usage!  It also makes me feel safer with the amount of theft and the use of “skimmers” at gas pumps which will scan and take your debit or credit card info.
  3. fill up when you see a good price.  I also fill up when I am at 1/2 tank to avoid sticker shock.
  4. Empty your trunk of any unused items.  Extra weight will make your car use more gas.
  5. Consolidate trips and errands.
  6. Carpool. We don’t have a work schedule that allows us to carpool every day, but my friend and I often carpool if our kids have the same school schedule, i.e late starts or early dismissals.  We also carpool for big box store grocery shopping and our monthly Bunco.
  7. The jury is still out on what time to fill up your tank and idling the engine while waiting for a few minutes in a long drive through lines, so I make sure a text goes out to whoever I am picking up and if the drive through line is too long, I get out for my purchase.
  8. Keep tires properly inflated.
  9. Check to see if your grocery loyalty card gives you a discount with a participating gas station.

And a special note, looking for that great gift idea, think gas cards!

Happy motoring my friend!

More month than money!

Debi's Easy Grocery List ChartThose of you who follow me, know I am a fan of Dave Ramsey.  My husband even commissioned a friend (Karine Ramirez @ Make It Snappy Bags) to make me a darling fabric envelope system so I don’t have to carry all my envelopes.  Well, it is Tuesday the 29th and payday isn’t until the first of the month. After a busy weekend, I looked in my grocery section of my wallet and two presidents and one Secretary of treasury looked back at me!  Washington, Lincoln and Alexander Hamilton were at the ready!  Sixteen dollars! Sixteen dollars to last the next four days until payday Friday.

I usually “shop” out of my freezer on Sunday to defrost the week’s food, but had forgotten.  In fact, we had breakfast for dinner last night. Eggs, bacon, oranges and Eggo toaster waffles.. Which, by the way the family loved!

I have a planned shopping trip to the big box store after pay day to replenish what we went through during the holidays but had to make due with what was in the freezer.  I had 2 links of Polska Kielbasa, center cut pork chops,and a roast (Hallelujah!) .  The frozen meat went into the fridge for a safe slow thaw.  Now, what was in the pantry?  I had instant potatoes,  tostada shells, tortilla chips, re-fried beans, and our favorite salsa in a jar.  I had fresh carrots and celery, 1/2 head of lettuce and 1/4 brick of cheese. Thank goodness all I needed for lunches had breakfast was some fresh fruit.

I made a list of what I had, what I planned on making and what I would need to buy.  I was feeling creative so, I made a chart and used my new colorful markers to lay out my plan of action.  There are four columns; “Entree”, “Groceries I Have At Home”, “Meal Idea” and “What I Need” in the last column. (see photo above)

I know this reads like a lot of work, but it actually took me less than a half hour to get this all together.  I listened to my new favorite podcast, the Stupendous Marriage,  (average length of their podcasts  are around 24 minutes) as I  made the food inventory, decided on some simple meals, and made my grocery list.  By the time the hosts were signing off, I had everything ready for my shopping trip.  The positive message about marriage and family also was cool to listen to while I was serving my family.

I invested a half hour and my grocery list is minimal which is  great for both time and money management!

 

Crab Cakes with Mango Salsa

Crab Cakes with Black Bean and Mango SalsaCrab cakes with black beans, corn, cilantro and mango salsa for just 10 Weight Watchers points!

This one’s a family favorite. One of the best parts of this dish is just how easy it is to prepare. Sure, there’s some sous chef work involved in the salsa part. But it’s not that bad when you consider you’re only cutting up a mango, some tomatoes and cilantro. Oh, and the lemon to drizzle over all over the plated meal.

Prep Tim: 10 minutes

Ingredients:

Crab Cakes:  No hero here!  I buy the pre-made, frozen ones from Smart and Final.  I get 10 in a bag for around 12 dollars.

  • 1 cup canned or frozen corn kernels
  • 1 cup canned black beans, rinsed
  • 2 green onions, chopped
  • handful of washed cilantro leaves, torn into small pieces
  • juice of a fresh  lemon (to taste)
  • (optional) fresh mango, peeled and cut into chunks
  • diced tomato

Preparation:

Put all ingredients into a glass bowl and toss.  Refrigerate.

Special notes: This salsa is so colorful and delicious, it can be used on a variety of foods.  I use lime for pork and beef and lemon for chicken, fish and vegetarian dishes.  This salsa refrigerates and keeps well for approx. 2 days. This beautiful salsa can be used to top a number of dishes and I have even doubled the batch for potluck tables!

Cooking:

Cook crab cakes according to directions, either in the microwave or oven.  Cooking in the microwave allows you to have this dish on the table by the time you make the salsa.  Make the salsa the night before and you can have dinner on the table in 9 minutes!

 

 

Home Made Chicken Noodle Soup

Home Made Chicken Noodle Soup

My husband recently returned from a business trip with a horrible cold. I guess shaking 300 hands at a trade show will expose you to some pretty nasty stuff. (Seems like someone didn’t use the hand sanitizer I packed in his carry-on.)

None-the-less, he’s home now and I’ve got a weapon in my arsenal that will  help kick his immune system into gear to get rid of this bug and raise his spirits with some home-cooked comfort food. I’ve got a variation of this called Chicken Soup Without The Soup but the broth is part of the magic in this steaming bowl of goodness.

Prep Time: 60 minutes

Ingredients:

  • *2 large frozen skinless chicken breasts
  • 1 large can or carton of chicken broth
  • 3 large carrots
  • 3 stalks of celery
  • 1 can of corn kernels
  • wide egg noodles (cooked and set aside)
  • salt, pepper and garlic powder

 

Preparation:

* I buy a large bag of individual skinless, boneless, chicken breasts.  They thaw in no time under cold water. Also, as a Weight Watcher, I can always quickly prepare just one for myself for a healthful lunch or if the rest of the family is indulging in pizza!  This chicken also reduces the calories and fat you get from using a whole chicken with skin.  A soup laden with fat can be too heavy for a tummy that is already upset or empty tummy.

Cook noodles according to directions, drain and put aside,  You can use and pasta you like or even white rice!

Cooking:

Place thawed chicken in a large pot, cover with broth.  Add water to cover chicken by 4 inches.  Add seasoning to taste. Bring chicken to boil.  add vegetables and let simmer for an hour.  Take out chicken and shred.  Return to pot.

I prepare the noodles ahead of time and put in the bowl as I ladle in soup.  This keeps the noodles from becoming water logged and swollen!  Ths way you can store our soup for a few days in the fridge or even in your freezer without it becoming mush!

 

Pumpkin Sangria

SangriaNo matter what time of year, Sangria is a refreshing drink that is delicious and so easy to prepare.

It’s also one of the most customizable drinks too. For instance, I made this Sangria in the Fall so I added some pumpkin liqueur and green apples to it for an extra, seasonal kick. In case you’re wondering, it tasted amazing! Feel free to experiment because the ingredients are pretty inexpensive!

Prep Time: 5 minutes

Ingredients:

  • 1 Bottle of red wine (Cabernet Sauvignon, Merlot, Rioja reds, Zinfandel, Shiraz)
  • 1 Bottle of white wine (Chardonnay, etc.)
  • 1 Green Apple cut into wedges
  • 1 Orange cut into wedges
  • 2 Tbsp sugar
  • 1 Shot brandy
  • 1 Shot pumpkin liqueur
  • 2 Cups ginger ale or club soda

Preparation:

Pour wine in the pitcher and squeeze the juice wedges from the orange into the wine. Toss in the fruit wedges (leaving out seeds if possible) and add liqueur, sugar and brandy. Chill overnight. Add ginger ale or club soda just before serving. If you’d like to serve right away, use chilled red wine and serve over lots of ice.

Addition ideas: sliced strawberries, peaches, handful of fresh blueberries, raspberries, kiwi, a shot or two of gin, brandy or rum

   

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